Happy Saturday!

I honestly despise my bills, like I do not like you and I really wish you do not come uninvited every month. But it is what it is and we are grown ups and so bills need to be paid. I strive to find effective ways to save money on my monthly bills because let’s face it, I am not rolling in dough here (not pizza dough, you get it? anyways). My hubby and I have been living together for six years and we have learned what are some of the things that we can live without and what actions we can take at home to save money. Whether you rent or your are a homeowner these tips will serve you well.

I think it is so important to understand what is it that you need and what is it that you want. This will help you cut down on some of the bills that you are currently paying for but can live without. I have to tell you that is hard to see my hubby pay for all of the bills because as you know I am a stay at home mom. So I try to help him out in the best way that I can, so we can both save money. Let’s not talk about credit card debt(don’t want to cry right now) and let’s just stick to the monthly bills from home.

It is so important nowadays to find ways to save because as you may already know, things are pretty expensive. Rent is becoming more and more expensive, childcare, paying for college, and the list can go on and on, right? Who’s with me? So I am happy  if my hubby and I can  save some money on our monthly bills. It makes us happy and less stressful and because of it we fight less about money. Did you know that money can tear up even the happiest of couples. So let’s fight less about money issues and laugh more with these 5 effective ways to save money on your monthly bills.

5 Effective ways to Save Money on your Monthly Bills:

1. No Cable

Cancel your cable subscription right now! Yes I am a little harsh here or maybe not but I guarantee you can live without it. You will save a significant amount of money and believe me this will make you happy. Right now a bundle of T.V, internet and phone will cost you around $90, depending on which company you are in. My hubby and I only pay for the internet and it costs us only $30! You will save $50 a month, how awesome is that!? I honestly do not think you need cable,  I mean you can just watch all of your favorite shows on Netflix(I am pretty sure you are already using this) and your kids too. With internet you get WIFI, so you can use your phone, laptops and get all of your “news” information there.

2. No house phone

My hubby and I have never had a house phone line, why? we honestly do not need it and you either my friend! You already have a cell phone, you really want more ways to get contacted on? haha! I don’t. Cell phones are already a big monthly expense, so get rid of your house line and save save save. Your family and friends know where to contact you and I am sure they call your cell phone first, am I right? Cut the house phone line and cut this expense out of your monthly bills.

3. Use natural light

This one is my holy grail, all I use is natural light in my apartment. Thank goodness it is very easy for the sunlight to peak into my windows. I love this idea and practice because guess what? well you guessed it, we are saving so much money here. You really do not need to be turning on your house lights every minute of the day, use natural sunlight. It is there for you to use right? and it can save you a lot of money, specially during the summer when we have longer sunlight than in the winter months.

4. Turn off the T.V 

I will admit that I sometimes fall victim to not turning off the T.V when no one is watching it. Specially if you have kids right? the T.V wil practically be on the whole day. Let me tell you that it shouldn’t! When I notice that my kids are playing and having fun with each other, I take that opportunity to turn off the television and  I turn off the speakers too. It saves electricity and your bill will look that much sweeter. Even if my kids are watching T.V, I sometimes just turn it off and say ” Okay, play time”, this is a great way to get your kids to not solely depend on watching their favorite cartoons to be entertained, but also for you to save some money on your electrical bill every month.

5. Save on water

Okay, so this one is a big deal for house owners and sometimes renters. Since I have seen that in some rentals you have to pay for your own water line. Crazy right? I have a few tips for you to save on your water bill. If you are washing the dishes, make sure you have a bowl full of water so you can soak your sponge whenever you need it, this will help you have the water off for the majority of the time. After you are done with washing your dishes you simply rinse it off with the water. So basically you will only have to use the water once. If you are washing your teeth or taking a bath, you should definitely have the water off until you need it, do not leave it running while brushing your teeth or scrubbing your body, know what I mean? Do you know what my dad used to do (probably still does) when I lived with my parents (they are homeowners), he would not flush the toilet during the night  every time he would use the bathroom because for him he would save money. I am telling you the struggle is real people, haha!

I really hope you found these 5 effective ways to save money on your monthly bills very helpful and you can put some in practice.

Do you have any tips to add o to this list? Please share!

Have a great day and I will see you next time.

*Spanish*

¡Feliz sabado!

Sinceramente desprecio mis facturas mensuales, de verdad no me gusta y  deseo que no vengas sin invitación cada mes. Pero es lo que es y somos adultos y las facturas deben ser pagadas. Me esfuerzo para encontrar formas efectivas de ahorrar dinero en mis cuentas mensuales, porque seamos sinceros, no estoy rodando en dinero. Mi marido y yo hemos estado viviendo juntos durante seis años y hemos aprendido lo que son algunas de las cosas que podemos vivir sin él y qué acciones podemos tomar en casa para ahorrar dinero. Si usted alquila o tu eres dueña de casa estos consejos le servirá de bien.

Creo que es tan importante entender qué es lo que usted necesita y qué es lo que quieres. Esto le ayudará a reducir en algunas de la facturas que actualmente está pagando, pero puede vivir sin él. Tengo que decirte que es difícil ver a mi esposo pagar todos las facturas, porque como ustedes saben soy un ama de casa. Así que trato de ayudarlo de la mejor manera que puedo, así podemos ahorrar dinero. No vamos a hablar de la deuda de tarjeta de crédito (no quiero llorar ahora mismo) y vamos a simplemente adhierir a las facturas mensuales del hogar.

Es tan importante hoy en día encontrar maneras de ahorrar porque como usted ya sabe, las cosas son bastante caras. Renta se pone cada vez más cara, cuidado de los hijos, pagar la universidad, y la lista puede seguir y seguir, ¿no? ¿Quien está conmigo? Así que estoy feliz si mi esposo y yo podemos ahorrar algo de dinero en nuestras cuentas mensuales. Nos hace felices y menos estresante y por eso discutimos menos por el dinero. ¿Sabía usted que el dinero puede romper incluso a las parejas más felices. Así que vamos a discutir menos acerca de los problemas de dinero y  reirnos más con estas 5 maneras eficaces de ahorrar dinero en sus facturas mensuales.

5 maneras eficaces de ahorrar dinero en sus facturas mensuales:

1. No cable

Cancele su suscripción del cable ahora mismo! Sí, soy un poco dura aquí o tal vez no, pero te garantizo que se puede vivir sin él. Usted ahorrará una cantidad significativa de dinero y créanme esto te hará feliz. En este momento un paquete de TV, internet y teléfono le costará alrededor de $ 90, dependiendo de la compañía que se encuentra. Mi marido y yo sólo pagamos por internet y nos cuesta sólo $30! Usted ahorrará $50 al mes, que impresionante es eso !? Sinceramente, no creo que necesita cable, quiero decir que usted puede simplemente ver todos tus programas favoritos en Netflix (estoy bastante seguro de que ya está usando esto) y sus hijos también. Con Internet se obtiene WIFI, para que pueda utilizar su teléfono, computadoras portátiles y obtener todos los de su “noticias” allí.

2. No al  teléfono de casa

Mi marido y yo nunca hemos tenido una línea de teléfono de la casa, ¿por qué? honestamente no lo necesitamos y mi amiga uste tampoco! Ya tiene un teléfono celular, usted realmente desea más formas en donde la puedan llamar? ¡jaja! Yo no. Los teléfonos celulares son ya un gasto mensual grande, así que deshacerse de su línea de casa y ahorrar ahorrar ahorra. Su familia y amigos saben dónde contactarla y estoy segura de que ellos llaman a su teléfono celular primero, ¿me equivoco? Cortar la línea de teléfono de la casa y cortar este gasto de sus facturas mensuales.